Finance built for the self‑employed

Most finance apps assume a steady paycheck. BrassWell doesn’t.

Self-employed income comes in waves — three invoices in March, nothing in April, a platform payout that lands whenever it feels like it. BrassWell is built around that, not against it.

14 days of Core free, no card required — then $19.99/mo (or $199/yr, save 17%), or go Pro for $29.99/mo (or $299/yr, save 17%).

BrassWell web app — Expenses: business and tax-deductible totals, a searchable list and spending by category. BrassWell web app — Invoices: unbilled timer hours, invoice aging and the business details every invoice carries. BrassWell web app — Taxes: the set-aside rate, the estimate so far and a suggested quarterly payment. BrassWell web app — Goals: a monthly income goal with its progress bar, and the Financial Freedom buckets.
BrassWell on iPhone: business expenses by category. BrassWell on iPhone: the Home screen with the three Business Health dials. BrassWell on iPhone: Taxes, with income, deductible expenses and taxable profit to date. BrassWell on iPhone: Goals and the Financial Freedom plan.

Web app · live today  ·  iOS app · on the App Store  ·  Android app · on Google Play

In your pocket or on the web

Photograph it, and you’re done. Scan a receipt and AI files the vendor, date and amount to a category. Included in Core.

Share the PDF, and get paid on it. Grouped by quarter. Mark one paid and it flows straight into income — no typing it twice.

Know what April costs before April tells you. Set your rate once, see the estimate so far and a suggested quarterly payment. An estimate, not tax advice.

Goals that fill themselves. Income goals fill in automatically as you log income — and the Freedom plan shows the path from here.

Real screens from the BrassWell app

The problem

Budgets built on a number you never actually earn

Every mainstream money app starts with the same question: what’s your monthly income? Answer it honestly when you’re self-employed and you’re already lying — there is no monthly income, there’s a year of peaks and gaps that happens to average out to something.

So the budget breaks in February, the tax bill arrives as a surprise in April, and the app quietly becomes another thing you don’t open.

What a self‑employed year actually looks likeincome, by month

Twelve months of income: some months near zero, one far above the rest. A dashed line marks the average — the figure a budgeting app assumes — and no month actually lands on it.

14 days

Free trial, no card taken

4 ways

To get a number into the app

5

Buckets your income splits into

How it works

Five things, in the order you’d actually do them

01Step one

Get the money in — four ways, mix them freely

Self-employed income doesn’t arrive through one pipe, so there isn’t one way to log it. Use whichever suits the moment.

  • By handDate, source, category, amount
  • CSV importStraight from your bank’s export
  • Photograph a receiptAI reads the amount and category
  • Connect a bank ProTransactions flow in on their own

Receipt scanning is in Core, not just Pro — you shouldn’t have to pay more to avoid typing.

02Step two

Buckets, not budgets

Instead of committing to fixed monthly amounts you can’t honor, you set percentages once. Whatever lands that month gets split the same way — a big month and a thin month are handled by the same rule.

The Buckets screen in BrassWell: a ring split five ways, with Needs, Wants, Savings, Investments and Taxes listed underneath at 20, 10, 5, 35 and 30 percent of the month.
The Needs bucket, filled to 20% of a month’s income.
NeedsRent, groceries, utilities, insurance, minimum payments
The Wants bucket, filled to 10% of a month’s income.
WantsDining out, hobbies, entertainment, upgrades
The Savings bucket, filled to 5% of a month’s income.
SavingsEmergency fund, short-term goals, cash cushion
The Investments bucket, filled to 35% of a month’s income.
InvestmentsRetirement accounts, brokerage, long-term growth
The Taxes bucket, filled to 30% of a month’s income.
TaxesSet aside for quarterly estimated tax payments

That split is one person’s. The percentages are yours to set, and the app shows you exactly how much is left — or how far over 100% you’ve gone.

03Step three

The tax bucket, filling quietly in the background

Nobody gets caught off guard by tax because they forgot it exists. They get caught off guard because the money was already spent by the time the bill arrived.

BrassWell estimates what to set aside from your income and an adjustable rate, and earmarks a share of your profit as it comes in, so the quarterly figure is already worked out when the date arrives.

BrassWell on iPhone: Taxes, with income, deductible expenses and taxable profit to date, and the tax set-aside rate.

An estimate to help you plan — not tax advice, and it doesn’t file for you. The figures are built around US self-employment tax and quarterly federal payments.

04Step four

Invoice, and get paid where you already get paid

Build an invoice from line items with quantities and rates, add tax or a discount, set a due date, then download or share the PDF yourself (BrassWell never emails your clients). Track it as draft, sent or paid — and a paid invoice can flow straight into your income without being typed twice.

  1. Draft
  2. Sent
  3. Paid

Money never passes through BrassWell. You add your own payment details and a payment link — PayPal, Stripe, whatever you already use — and they appear on every invoice. The link becomes a “Pay this invoice” button; the bank details are spelled out underneath so it still works on a printed copy.

Find any invoice in seconds. Search by number, client or line item, and filter by status — draft, pending, paid or overdue — or by period, with a running total of what’s showing. Pro can bring in past invoices from a spreadsheet or a PDF, so the history doesn’t start the day you sign up.

Core includes 5 invoices a month with print-ready PDFs. Pro makes it unlimited and adds time tracking that bills itself onto an invoice.

05Step five

Tax time is an export, not an archaeological dig

Every expense can be marked deductible and categorized as you go, so deductions are tallied through the year rather than reconstructed in a panic in April. It feeds the tax estimate and the CPA export from the same records.

And you can take everything out, any time: one spreadsheet with a tab for income, expenses, invoices, clients and the rest, plus a zip of your receipt photos with a manifest.

The export isn’t behind a paid plan. Even a locked account can pull everything out — those records are yours whether or not you’re still subscribed.

Get BrassWell

14 days of Core free, then $19.99/mo (or $199/yr, save 17%) — or go Pro for $29.99/mo (or $299/yr, save 17%).

Who it’s for

Built for creators, freelancers and everyone paid in bursts

Content creators, influencers, freelance creatives, consultants. The work looks nothing alike, and the money problem is the same.

01

Brand deals, platform payouts, affiliate links and the odd merch drop, each paying on its own schedule, and none of them withholding a cent of tax.

Content creatorsSponsorships, payouts, affiliates
02

A huge month from one campaign, then a quiet one, and the tax on the huge month still due in full when the quiet one arrives.

InfluencersIncome that lands in campaigns
03

Agencies that pay in 30, 60 or 90 days, and gear bought out of the same account the rent comes from.

Freelance creativesDesigners, photographers, videographers
04

Quarterly tax payments you dread, because the money that should cover them was never set aside in the first place.

Consultants & contractorsQuarterly estimates, no payroll
05

A business run from wherever you happen to be that month, with income arriving in bursts rather than on the first and the fifteenth.

SolopreneursWorking from anywhere

Bank connections

What we can see, and what we can’t

Connecting a bank is optional — three of the four ways to log money need no bank at all. But if you want the feed to fill itself in, it’s worth knowing exactly what you’re agreeing to. So here it is, plainly.

Plaid connects to thousands of US banks and credit unions — the big banks, regional banks and the newer app-only accounts. Yours is very likely on the list.

Your login goes from you to Plaid to your bank and never reaches BrassWell. What comes back to BrassWell is a token that reads transactions only. BrassWell has no permission to move money. Username & passwordyou → Plaid → your bank Read-only tokenreads transactions only Your loginnever arrives Move moneyno payment permission You Plaidbank sign-in BrassWellfills income & expenses Your bank

Names shown are a sample of supported institutions, not partnerships or endorsements. Coverage is Plaid’s and can change — check the current list. Bank connections are a Pro feature; every other way to log money is in Core.

01

Plaid handles the sign‑in

The bank login screen belongs to Plaid, not us. Your username and password go from you to Plaid to your bank and never touch BrassWell. What comes back to us is a token that reads transactions — not your login, and not the ability to sign in as you.

02

Transactions, and only transactions

That’s the single permission we request. Dates, amounts, descriptions, the account they came from — the things you’d see on a statement. We use them to fill in your income and expenses.

03

Disconnecting really disconnects

Remove a connection and we tell Plaid to sever the link and delete the token we held. Nothing can read the account afterwards. Deleting your BrassWell account does the same for every bank you’d linked, when the account is permanently deleted at the end of its 30-day window.

  • We cannot move money. There’s no payment permission on the connection. No transfer can be initiated from BrassWell — by us, or by anyone who got into your account.

  • We never see your bank credentials. We couldn’t hand them over if we were asked, because we never receive them.

  • You can revoke us anywhere, any time. From inside BrassWell, or from Plaid Portal — Plaid’s own site, which lists every app you’ve connected to anything and can delete your data from Plaid’s systems too.

  • You can skip it entirely. Manual entry, CSV import and receipt scanning cover the same ground. Plenty of people prefer it — it keeps you closer to your own numbers.

Plaid publishes its own account of how this works at plaid.com, and what Plaid itself does with your data is covered by its End User Privacy Policy — worth reading before you connect anything.

Your data

Yours to take, yours to delete

There’s a lock on the app — a PIN or your device’s Face ID, with auto-lock after a period of inactivity — because someone picking up your phone shouldn’t be able to read your finances.

Left yourself signed in on a borrowed laptop? One tap in Settings signs out every other device and keeps the one in your hand. Signed up with Apple or Google? You can add a password as well, confirmed with a code we email you.

And there’s a door out. Export everything whenever you like. Delete the account from inside Settings, with a 30-day window to change your mind before it’s gone for good. We hold your data; we don’t hold it hostage.

30

days to change your mind after you delete the account, before it’s gone for good

Pricing

Two plans. No free tier, and we’d rather say so upfront.

Every account starts with 14 days of Core, and we don’t ask for a card. When the trial ends you pick a plan or the account locks — nothing is deleted, and you can still export all of it either way.

Recommended

Pro

Everything in Core, plus the tools that bill for you.

$299/year

USD per month. Switch to yearly and it’s $299 — two months free. $24.91 a month, billed as $299 a year. You keep $60.88 versus paying monthly.

Get Pro

Everything in Core, plus

  • Unlimited invoices
  • Time tracking that bills itself
  • IRS-ready mileage log
  • Quarterly P&L and tax statements
  • Receipt photo storage
  • Bank connections
  • S-Corp salary log

Core

Everything a solo business needs day to day.

$199/year

USD per month. Switch to yearly and it’s $199 — two months free. $16.58 a month, billed as $199 a year. You keep $40.88 versus paying monthly.

Get Core

Includes

  • Income & expense tracking
  • AI receipt scanning
  • Tax estimates & CPA-ready exports
  • Goals & the Financial Freedom plan
  • Invoices — 5 per month

Prices in USD. Not ready to pay? Start with 14 days of Core free — no card. The trial runs on Core deliberately, so nothing you get used to disappears if you pick Core at the end.

Built for the way self‑employed money actually arrives.

Fourteen days of Core, free, no card. Then pick Core or Pro and keep going — if it doesn’t fit the way you work, you’ve lost nothing.